Insurance and Fees

Current Patients

Current patients of LaMora can make payments through our secure electronic health record, InSync. Please follow this link to access the CLIENT PORTAL. (COMING SOON)

In-Network Insurance

At LaMora Psychological Associates, we understand that quality mental healthcare should be accessible to all individuals, regardless of their financial circumstances. That is why we are committed to accepting a wide range of insurance plans, ensuring that our services are available to as many people as possible.

Our practice proudly works with some of the leading insurance providers in the industry, including:

  • Anthem/BCBS/Carelon

  • Optum/United Health Care

  • Tufts

  • Harvard Pilgrim

  • UMR

  • Maine Health

  • Mass Health

  • Wellsense/New Hampshire Healthy Families (Cenpatico), and AmeriHealth

  • Ambetter

  • Aetna

  • Cigna

  • Health Partners

  • Unicare

  • ComPsych

  • Multi Plan

  • Health Plans Inc.

Out-of-Network Insurance

If you have a PPO or POS insurance plan and want to see one of our providers that are not considered “in-network” with your insurance plan, you may have some out-of-network benefits. Please review your out-of-network benefits to get an estimate of what amount or percentage may be reimbursed for a PsyD/PhD-level clinical psychologist or LICSW/LMHC-level therapist providing weekly psychotherapy. HMOs do not reimburse for out-of-network services.

If you decide that you would like to use your out-of-network insurance plan, LaMora can provide you with an itemized statement that includes all of the required information that you will need to provide to your insurance company in order to submit a request for reimbursement from them. This typically includes a list of billing (CPT) codes, charges, diagnoses, as well as your providers license number, NPI number, and tax ID.

Good Faith Estimate

Under section 2799B-6 of the Public Health Services Act, health care providers are required to inform individuals who are not enrolled in a medical plan or who do not have coverage or are not eligible for a Federal health care program, or who are not seeking to file a claim with their plan or coverage, both orally and in writing, upon their request or at the time of scheduling health care services, to provide a “Good Faith Estimate” of expected charges.

Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure you save a copy or picture of your Good Faith Estimate. For questions or more information about your rights to a Good Faith Estimate, visit. www.cms.gov/nosurprises.

Payment

Cash, check, and all major credit cards accepted for payment. Payment is due at the time of your session.